Many of you have asked why I haven't blogged in a few months - Busy? Maybe...  Disinterested?  Never!
 
So to satisfy your requests I'll pop a few out here.  Enjoy & call if you need real estate services!
 
Here is the best real estate title story I've seen in a while.  Maybe you'd have to be in this crazy profession to truly understand & enjoy this, but the story hit home for me.  Special thanks to Best Homes client & friend - Paul Hand - for uncovering this gem.
 
 
God and the FHA

 
 
You are going to love this case......... 
Part of rebuilding New Orleans caused residents often to be 
challenged with the task of tracing home titles back 
potentially hundreds of years.
   With a community rich with history stretching back over two centuries, houses have been passed along through 
generations of family, sometimes making it quite difficult 
to establish ownership. Here's a great letter an attorney 
wrote to the FHA on behalf of a client:
 

You have to love this lawyer too........

A New Orleans lawyer sought an FHA loan for a client. 
He was told the loan would be granted if he could prove 
satisfactory title to a parcel of property being offered as 
collateral. The title to the property dated back to 1803, 
which took the lawyer three months to track down. After 
sending the information to the FHA, he received the 
following reply.



(Actual reply from FHA):
 

"Upon review of your letter adjoining your client's loan 
application, we note that the request is supported by an 
Abstract of Title. While we compliment the able manner in 
which you have prepared and presented the application, we 
must point out that you have only cleared title to the 
proposed collateral property back to 1803. Before final 
approval can be accorded, it will be necessary to clear the 
title back to its origin." 
   
  

 Annoyed, the lawyer responded as follows: 
(Actual response):


"
Your letter regarding title in Case No.189156 has been received. 
I note that you wish to have title extended further than the 
206 years covered by the present application. I was unaware 
that any educated person in this country, particularly those 
working in the property area, would not know that Louisiana 
was purchased by the United States from France in 1803
; the 
year of origin identified in our application.  For the 
edification of uninformed FHA bureaucrats, the title to the 
land prior to U.S. ownership was obtained from France , which 
had acquired it by Right of Conquest from Spain . The land 
came into the possession of Spain by Right of Discovery made 
in the year 1492 by a sea captain named Christopher
Columbus, who had been granted the privilege of seeking a 
new route to
 India by the Spanish monarch, Queen Isabella. The good Queen Isabella, being a pious woman and almost as careful about 
titles as the FHA, took the precaution of securing the 
blessing of the Pope before she sold her jewels to finance 
Columbus 's expedition.
  Now the Pope, as I'm sure you may know, is the emissary of Jesus 
Christ, the Son of God, and God, it is commonly accepted, 
created this world. Therefore, I believe it is safe to 
presume that God also made that part of the world called 
Louisiana . God, therefore, would be the owner of origin and 
His origins date back to before the beginning of time, the 
world as we know it, and the FHA. I hope you find God's 
original claim to be satisfactory.
 Now, may we have our loan?"

The
 loan was immediately approved